Many people do not have a decent idea of the various pertinent laws as far credit card debt is concerned. They tend to believe that suing for debt is going to put them in jail. This is not true. It is very much within their rights for credit card companies to sue you in case you owe a debt to the company. What happens even if a company sues you is that, the court will be order you to make payments at a certain rate. The court ill decide this rate after looking into your financial situation. The rate that the court decides will be just and affordable. If you choose, you can avoid being sued by your credit card provider with the help of one of the several debt elimination methods.