Those with an adverse credit score will have to go through difficulties in getting a bank account in their names. An adverse credit score means that your creditworthiness is low and the banks will not rely on you as far as keeping minimum balances and sticking to other such requirements are concerned. One of the things you can do to open a bank account is to approach a credit repair service. Such a service will help you restore your credit score. Another option before you is to seek the services of a company that is dedicated to serving people who are bankrupt.