Some people think that they can clear off their debts using the money obtained from another loan. This is senseless and it is not going to work. It is actually going to worsen your already bothersome financial condition. Your poor financial discipline is what lead to you suffering from debt.
So, there is every chance that you are going to remain irresponsible over your spending even after you secured another loan to account for your debts. Apart from this, it going to increase your financial responsibility and that puts you under added pressure, which results in a worsening of your financial condition. Options like credit counseling and credit card debt consolidation are much more effective for attaining debt relief.