Identity theft can happen to anybody at any time. Whenever you find indications of identity theft you should perform the following actions to ensure minimum damage to your account and to prevent future thefts. Contact the fraud department of the three major credit bureaus - Experian, TransUnion, Equifax. Do not use any other means than telephone to make this contact. Inform the Federal Trade Commission (FTC) by calling 1-877-438-4338. Inform the state police. This way you are alerting the police of a criminal act and helping them find those who are responsible for this crime. Inform your creditors and any other creditors that identity theft has happened to you.